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<DIV><FONT face=Arial size=2> DEAR AIBECERS'</FONT></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2>THE AIBEC OFFICE IS CURRENTLY OPEN UNTIL EVERY DAY
UNTIL 9PM. ALSO THE AIBEC OFFICE WILL BE OPN ON SAT. JAN 14TH FROM 12PM TO 4PM.
</FONT></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2>YOURS TRULY,</FONT></DIV>
<DIV><FONT face=Arial size=2>ART FRANCZEK</FONT></DIV>
<DIV><BR></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2></FONT><BR></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
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<DIV><FONT face=Arial size=2>Dear AIBEcers:</FONT></DIV></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2>Registration is currently open for AIBEc's Spring
2006 schedule that begins on Monday Jan. 16th 2006. In an effort to meet the
ever changing Russian environment AIBEc is offering some new and updated courses
this semester:</FONT></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2>-Comparative/Advanced Accounting will place a
special emphasis on Valuation issues that impact many areas of business and also
issues concerning International Accounting Standards. Please note that Taxation
will be offered in the Fall 2006 semester.PLEASE NOTE THAT THOSE STUDENTS
WHOHAVE TAKEN FINANCIAL ACCOUNTING CAN TAKE THIS COURSE. ALSO IN THIS COURSE AS
IN OTHER ACCOUNTING COURSES CASES ON COMPANIES THAT AIBEC STUDENTS WORK FOR WILL
BE USED SUCH AS COCA COLA, HEWLETT PACKARD AND OTHERS.</FONT></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2>-Marketing Action will be taught by Vadim Gregorian
(AIBEc/INSEAD graduate), this course is esentially the same as Strategic
marketing and will cover many cutting edge Marketing techniques. This course was
very popular with students who felt that it was both creative and
practical.</FONT></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2>-Managing People in Organizations will be taught by
Jerome Dumetz who has done extensive research in this area, Jerome has been a
popular instructor at AIBEc and has been a presenter at the American Chamber of
Commerce and the Association of European Businesses. This course will address
many practical management issues and will be both creative and
interesting.</FONT></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2>- Strategic Management will again be taught by
Gerald Rohan who is a top expert at PWC and he has many years of practical
experience in the application of strategic issues.</FONT></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2>- Marketing Communication is a new course that
covers many issues of interest to Marketing professionals. Gregory Troussav
who has extensive experience in Public Relations, Advertising and Marketing
issues. Gregory's course on Marketing research was very popular with AIBEc
students.</FONT></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2>-Understanding Unspoken Business Patterns is a very
unique and special course that will be taught by a Phd with many years of
experience in this area.</FONT></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2>-Business Planning with Kostya Kontor will provide
students with many practical skills that are most useful in many areas of
business..</FONT></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2>AIBEc is proud of its Spring schedule and designed
its courses to provide students with useful and practical skills to advance
their careers.</FONT></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2>PLEASE REGISTER EARLY SO THAT MATERIALS CAN BE
PREPARED. ALSO PLEASE NOTE THAT YOU CAN REGISTER BY FAX.</FONT></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2>YOURS TRULY,</FONT></DIV>
<DIV><FONT face=Arial size=2>ART FRANCZEK</FONT></DIV>
<DIV style="FONT: 10pt arial">
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<H3 style="TEXT-ALIGN: center" align=center><FONT size=4><FONT
face=Arial><FONT color=#ff0000><SPAN lang=EN-US
style="FONT-SIZE: 12pt; mso-ansi-language: EN-US">
<H3 style="TEXT-ALIGN: center" align=center><FONT size=5><FONT
color=#ff0000><SPAN lang=EN-US
style="FONT-SIZE: 12pt; mso-ansi-language: EN-US"><EM>Course
offerings, Spring Semester:<o:p></o:p></EM></SPAN></FONT></FONT></H3>
<H3 style="TEXT-ALIGN: center" align=center><FONT size=4><FONT
color=#ff0000><EM><SPAN lang=EN-US
style="FONT-SIZE: 12pt; mso-ansi-language: EN-US">January 16
- April 29, </SPAN><st1:date Year="2003" Day="21" Month="8"><SPAN
lang=EN-US
style="FONT-SIZE: 12pt; mso-ansi-language: EN-US">2006</SPAN></st1:date></EM></FONT></FONT></H3><SPAN
lang=EN-US style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"><FONT
color=#000000><SPAN style="FONT-SIZE: 10pt"><SPAN lang=EN-US
style="mso-ansi-language: EN-US"><SPAN style="FONT-SIZE: 10pt">
<DIV class=MsoNormal
style="COLOR: #3366ff; TEXT-ALIGN: justify; mso-margin-top-alt: auto; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; mso-margin-bottom-alt: auto"
align=justify>
<P class=MsoNormal
style="MARGIN-BOTTOM: 12pt; MARGIN-LEFT: 35.7pt; TEXT-INDENT: -17.85pt; TEXT-ALIGN: justify; mso-margin-top-alt: auto; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt"
align=center><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt"><o:p><FONT
color=#000000><EM> </EM></FONT></P>
<P class=MsoNormal
style="MARGIN-LEFT: 18pt; TEXT-ALIGN: justify; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><FONT
color=#000000><FONT color=#0000ff><B
style="mso-bidi-font-weight: normal"><U><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt">Financial
Accounting:</SPAN></U></B></FONT><B
style="mso-bidi-font-weight: normal"><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt"><FONT
color=#0000ff><SPAN style="mso-spacerun: yes"> </SPAN></FONT>This
course provides students with a thorough review of accounting issues of
importance to most organizations, such as Accrual Accounting, Bad Debts,
Inventories, Investments, Cash Flows and Ratio Analysis. US GAAP and IAS
concepts are emphasized. <U>Fridays </U></SPAN></B><U><st1:time Minute="0"
Hour="19"><B style="mso-bidi-font-weight: normal"><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt">7pm
to 10pm</SPAN></B></st1:time><B style="mso-bidi-font-weight: normal"><SPAN
lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt">,
Art Franczek</SPAN></B></U><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt"> <o:p></o:p></SPAN></FONT></P></o:p></SPAN>
<P class=MsoNormal
style="MARGIN-LEFT: 18pt; TEXT-ALIGN: justify; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><FONT
color=#000000><FONT color=#0000ff><B
style="mso-bidi-font-weight: normal"><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt"><U>Managerial
Accounting:</U></SPAN></B></FONT><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt"><FONT
color=#0000ff> </FONT><B style="mso-bidi-font-weight: normal"><FONT
color=#0000ff><SPAN style="mso-spacerun: yes"> </SPAN></FONT>This
course provides students with a thorough review of most Managerial
Accounting issues of importance to many organizations such as Cost
Allocation, Activity Based Costing, Budgeting, Standard Costing, Just In
Time Inventory and many other topics. <U>Tuesdays
</U></B></SPAN><U><st1:time Minute="0" Hour="19"><B
style="mso-bidi-font-weight: normal"><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt">7pm
to 10pm</SPAN></B></st1:time><B style="mso-bidi-font-weight: normal"><SPAN
lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt">,
Art Franczek </SPAN></B></U></FONT></P>
<P class=MsoNormal
style="MARGIN-LEFT: 18pt; TEXT-ALIGN: justify; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><FONT
color=#000000><FONT color=#0000ff><B
style="mso-bidi-font-weight: normal"><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt"><U>Updated!</U>
<U>Comparative/Advanced Accounting</U>: <FONT color=#000000>This course
covers advanced topics such as Leasing, Valuations, Consolidated Financial
Statements, Foreign Currency Transactions and Translation. Also Russia’s
transition to IAS will be discussed in detail as the professor has worked
on a project with the World Bank dealing with this issue. A special
emphasis will be placed on comparisons between GAAP and
IAS. <U>Wednesdays </U></FONT></SPAN></B></FONT><B><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt"><U><SPAN
lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt">7pm
to 10pm</SPAN><B style="mso-bidi-font-weight: normal"><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt">,
Art Franczek </SPAN></B></U></SPAN></B></FONT></P><FONT color=#000000><B
style="mso-bidi-font-weight: normal"><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt">
<P class=MsoNormal
style="MARGIN-LEFT: 18pt; COLOR: #3366ff; TEXT-ALIGN: justify; mso-margin-top-alt: auto; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; mso-margin-bottom-alt: auto"
align=justify><FONT color=#000000><B
style="mso-bidi-font-weight: normal"><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt"><U><FONT
color=#0000ff>Corporate Finance</FONT>:</U></SPAN></B><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt">
<B style="mso-bidi-font-weight: normal">This course is an introduction to
allocation of capital over time, capital budgeting, financial management
and other topics using basic mathematical models. This
course focuses upon the application of Corporate Finance issues in
Russia. <U>Thursdays </U></B></SPAN><U><st1:time Minute="0"
Hour="19"><B style="mso-bidi-font-weight: normal"><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt">7pm
to 10pm</SPAN></B></st1:time><B style="mso-bidi-font-weight: normal"><SPAN
lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt">,
Konstantin Kontor</SPAN></B></U></FONT></P></SPAN></B></FONT>
<P class=MsoNormal
style="MARGIN-LEFT: 18pt; TEXT-ALIGN: justify; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><FONT
color=#000000><B style="mso-bidi-font-weight: normal"><U><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt"><FONT
color=#0000ff>Capital Markets and Financial
Institutions</FONT>:</SPAN></U></B><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt">
<B style="mso-bidi-font-weight: normal">This course consists of two major
parts. The first part is devoted to the nature, role, and functioning of
financial institutions in the developed capital markets. The second part
deals with the Russian capital markets and financial institutions. The
principle goal here is to screen the local experience against worldwide
theory and practices in order to identify both common and specific
features of developed and emeging markets. <U>Tuesdays
</U></B></SPAN><U><st1:time Minute="0" Hour="19"><B
style="mso-bidi-font-weight: normal"><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt">7pm
to 10pm</SPAN></B></st1:time><B style="mso-bidi-font-weight: normal"><SPAN
lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt">,
Konstantin Kontor</SPAN></B></U></FONT></P><FONT color=#000000><FONT
color=#0000ff><B style="mso-bidi-font-weight: normal"><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt">
<P class=MsoNormal
style="MARGIN-LEFT: 18pt; TEXT-ALIGN: justify; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><FONT
color=#000000><B style="mso-bidi-font-weight: normal"><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt"><U><FONT
color=#0000ff>Business Planning in The Russian
Environment</FONT>:</U></SPAN></B><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt">
<B style="mso-bidi-font-weight: normal">This course is a prototype of a
long-prepared format of Field Study - a standard and mandatory course at
all business schools. In a Field Study the students in a group analyze a
real project at a real company. Class sessions will be arranged on a
special flexible schedule. Special assistance in the preparation of the
business plan will be provided. <U>Special
schedule</U></B></SPAN><B style="mso-bidi-font-weight: normal"><SPAN
lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt"><U>,
Konstantin Kontor</U></SPAN></B></FONT></P></SPAN></B></FONT></FONT><FONT
color=#000000><FONT color=#0000ff><B
style="mso-bidi-font-weight: normal"><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt">
<P class=MsoNormal
style="MARGIN-LEFT: 18pt; TEXT-ALIGN: justify; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><FONT
color=#000000><FONT color=#0000ff><B
style="mso-bidi-font-weight: normal"><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt"><U><SPAN
class=th2><SPAN><STRONG><FONT color=#0000ff><FONT
color=#ff0000>NEW!</FONT></FONT></STRONG></SPAN></SPAN> Understanding
Unspoken Business Patterns:</U> </SPAN></B></FONT><B><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt">This
course examines the manifestations and roots of the irrational, both
positive and destructive processes in corporations. Of particular interest
will be the ideas and particular tools for better understanding of the
unconscious needs and emotional reasoning that usually stay shadowed and
unspoken. <U>Fridays <st1:time Minute="0" Hour="19"><B
style="mso-bidi-font-weight: normal"><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt">7pm
to 10pm</SPAN></B></st1:time></U></SPAN><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt"><U>, Ekaterina
Mikhailova</U></SPAN></B><SPAN lang=EN-US
style="mso-ansi-language: EN-US"><U> <o:p></o:p></U></SPAN></FONT></P>
<P class=MsoNormal
style="MARGIN-LEFT: 18pt; TEXT-ALIGN: justify; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><U>Principles
of Marketing:</U></SPAN></B></FONT><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt"><FONT
color=#0000ff> </FONT><B style="mso-bidi-font-weight: normal">This course
provides students with an overview of marketing in a modern international
business. The latest materials and case studies are used in this course.
<U>Mondays </U></B></SPAN><st1:time Minute="0" Hour="19"><B
style="mso-bidi-font-weight: normal"><U><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt">7pm
to 10pm</SPAN></U></B></st1:time><B
style="mso-bidi-font-weight: normal"><U><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt">,
Tom Nastas </SPAN></U></B></FONT></P>
<P class=MsoNormal
style="MARGIN-LEFT: 18pt; TEXT-ALIGN: justify; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><FONT
color=#000000><FONT color=#0000ff><B
style="mso-bidi-font-weight: normal"><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt"><U><SPAN
class=th2><SPAN><STRONG><FONT color=#0000ff><U><FONT
color=#ff0000>NEW!</FONT></U></FONT></STRONG></SPAN></SPAN> Marketing
Action:</U> </SPAN></B></FONT><B
style="mso-bidi-font-weight: normal"><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt">This
course focuses on Brand Strategy and Implementation with an emphasis on
luxury goods. The professor for this course will be an AIBEc and INSEAD
graduate Vadim Grigoryan. <U>Saturdays 1 pm to 4 pm (schedule subject
to change)</U></SPAN></B><U><B style="mso-bidi-font-weight: normal"><SPAN
lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt">, Vadim
Grigoryan</SPAN></B><SPAN lang=EN-US style="mso-ansi-language: EN-US">
<o:p></o:p></SPAN></U></FONT></P>
<P class=MsoNormal
style="MARGIN-LEFT: 18pt; TEXT-ALIGN: justify; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><FONT
color=#000000><SPAN><STRONG><FONT color=#0000ff><U><FONT
color=#ff0000>NEW!</FONT> Marketing Communications<SPAN lang=EN-US
style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Arial; mso-ansi-language: EN-US; mso-bidi-font-weight: bold; mso-bidi-font-style: italic; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: RU; mso-bidi-language: AR-SA"><U> </U></SPAN></U></FONT>:
<SPAN lang=EN-US
style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Arial; mso-ansi-language: EN-US; mso-bidi-font-weight: bold; mso-bidi-font-style: italic; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: RU; mso-bidi-language: AR-SA">This
course examines topics such as Public Relations, Advertising and Sales
Negotiations. The course will be extremely interactive and a significant
portion of the class will be devoted to business games, presentations and
other training activities. <U>Wednesdays <B><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt"><SPAN
lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt">7pm
to 10pm,</SPAN></SPAN></B></U></SPAN></STRONG><SPAN lang=EN-US
style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Arial; mso-ansi-language: EN-US; mso-bidi-font-weight: bold; mso-bidi-font-style: italic; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: RU; mso-bidi-language: AR-SA"><U><STRONG>
Gregory Troussov</STRONG> </U></SPAN></SPAN></FONT></P>
<P class=MsoNormal
style="MARGIN-LEFT: 18pt; TEXT-ALIGN: justify; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><FONT
color=#000000><FONT color=#0000ff><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt"><STRONG><SPAN
lang=EN-US
style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Arial; mso-ansi-language: EN-US; mso-bidi-font-style: italic; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: RU; mso-bidi-language: AR-SA"><U><FONT
color=#0000ff>Strategic Management</FONT><FONT
color=#000000>:</FONT></U> Recent topics in Strategy as they are
applied internationally and in Russia will be discussed. Many recent cases
will be used and there will be a special focus on implementation of
strategies. <U>Thursdays 7pm to 10pm, Gerald
Rohan</U></SPAN></STRONG></SPAN></FONT></FONT></P>
<P class=MsoNormal
style="MARGIN-LEFT: 18pt; TEXT-ALIGN: justify; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><FONT
color=#000000><U><FONT color=#0000ff>Managing People in
Organizations</FONT>:</U> This course provides students with the
application of Social Sciences to problems of managing individuals and the
teams in large and small businesses. <U>Mondays <st1:time Minute="0"
Hour="19"><B style="mso-bidi-font-weight: normal"><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt">7pm
to 10pm</SPAN></B></st1:time><B style="mso-bidi-font-weight: normal"><SPAN
lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt">,
Jerome Dumetz</SPAN></B></U></FONT><FONT
color=#000000></FONT></SPAN></SPAN></SPAN></FONT></SPAN><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"><FONT
color=#000000><SPAN style="FONT-SIZE: 10pt"><SPAN lang=EN-US
style="mso-ansi-language: EN-US"><SPAN
style="FONT-SIZE: 10pt"></SPAN></SPAN></SPAN></FONT></SPAN></P></DIV>
<DIV class=MsoNormal
style="COLOR: #3366ff; TEXT-ALIGN: justify; mso-margin-top-alt: auto; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; mso-margin-bottom-alt: auto"
align=center><SPAN lang=EN-US
style="mso-ansi-language: EN-US"><STRONG> <FONT
color=#333399> </FONT></STRONG></SPAN><B
style="mso-bidi-font-weight: normal"><SPAN lang=EN-US
style="FONT-SIZE: 11pt; COLOR: #333399; mso-ansi-language: EN-US">For more
information:<o:p></o:p></SPAN></B></DIV>
<P class=MsoNormal style="TEXT-ALIGN: center" align=center><B
style="mso-bidi-font-weight: normal"><SPAN lang=EN-US
style="FONT-SIZE: 11pt; COLOR: #333399; mso-ansi-language: EN-US">call at
438-1439, website: <A
href="http://www.aibec.org/">www.aibec.org</A>; e-mail
;info.aibec@co.ru</SPAN></B></P></SPAN></FONT></FONT></FONT></H3><SPAN
lang=EN-US style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"><FONT
color=#000000><SPAN style="FONT-SIZE: 10pt"><SPAN lang=EN-US
style="mso-ansi-language: EN-US"><SPAN style="FONT-SIZE: 10pt">
<P class=MsoNormal
style="MARGIN-BOTTOM: 12pt; MARGIN-LEFT: 35.7pt; COLOR: #3366ff; TEXT-INDENT: -17.85pt; TEXT-ALIGN: justify; mso-margin-top-alt: auto; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; mso-margin-bottom-alt: auto"
align=center><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt"><o:p><FONT
color=#000000> </FONT></P>
<P class=MsoNormal
style="MARGIN-LEFT: 18pt; COLOR: #3366ff; TEXT-ALIGN: justify; mso-margin-top-alt: auto; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; mso-margin-bottom-alt: auto"
align=justify><FONT color=#333399
size=3></FONT></o:p></SPAN></SPAN></SPAN></SPAN></FONT></SPAN><B
style="mso-bidi-font-weight: normal"><SPAN lang=EN-US
style="FONT-SIZE: 11pt; COLOR: #333399; mso-ansi-language: EN-US"></SPAN></B><SPAN
lang=EN-US
style="COLOR: #333399; mso-ansi-language: EN-US"><o:p></o:p></SPAN> </P></TD></TR></TBODY></TABLE>
<P class=MsoNormal style="TEXT-ALIGN: justify"><B><SPAN lang=EN-US
style="COLOR: #333399; mso-ansi-language: EN-US"> <o:p></o:p></SPAN></B></P>
<P class=MsoNormal><SPAN lang=EN-US
style="COLOR: #333399; mso-ansi-language: EN-US"><o:p> </o:p></SPAN></P></FONT></DIV>
<P></P></SPAN>
<P></P>
<P></P>
<P></P><STRONG><FONT color=#333399
size=2> </FONT></STRONG>l<BR></BODY></HTML>