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<TR
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width="99%">
<H3 style="TEXT-ALIGN: center" align=center><SPAN
style="mso-tab-count: 1">
</SPAN><FONT color=#ff0000><I><U><SPAN lang=EN-US
style="FONT-SIZE: 12pt; mso-ansi-language: EN-US">Course
offerings, Summer
Semester:<o:p></o:p></SPAN></U></I></FONT></H3>
<H3 style="TEXT-ALIGN: center" align=center><FONT
color=#ff0000><I><U><SPAN lang=EN-US
style="FONT-SIZE: 12pt; mso-ansi-language: EN-US">May
16- </SPAN></U></I><st1:date Year="2003" Day="21"
Month="8"><I><U><SPAN lang=EN-US
style="FONT-SIZE: 12pt; mso-ansi-language: EN-US">August
19, 2004</SPAN></U></I></st1:date></FONT></H3>
<H3 style="TEXT-ALIGN: center" align=center><FONT
color=#ff0000><st1:date Year="2003" Day="21"
Month="8"><I><U><SPAN lang=EN-US
style="FONT-SIZE: 12pt; mso-ansi-language: EN-US">First
Summer Semester: May 16 - July
2</SPAN></U></I></st1:date></FONT></H3>
<P class=MsoNormal
style="MARGIN-BOTTOM: 12pt; MARGIN-LEFT: 35.7pt; TEXT-INDENT: -17.85pt; TEXT-ALIGN: justify; mso-margin-top-alt: auto; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt"><SPAN
lang=EN-US
style="FONT-SIZE: 10pt; FONT-FAMILY: Symbol; mso-ansi-language: EN-US; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol"><SPAN
style="mso-list: Ignore"><SPAN
style="FONT: 7pt 'Times New Roman'">
</SPAN></SPAN></SPAN><B><SPAN style="FONT-SIZE: 10pt"><A
href="../WINDOWS/Application Data/Microsoft/Word/fin_act.htm"><SPAN
lang=EN-US style="mso-ansi-language: EN-US">Financial
accounting</SPAN></A></SPAN></B><B><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"> This
course provides students with a thorough review of
Accounting issues of importance to most organizations,
such as Accrual Accounting, Bad debts, Inventories,
Investments, Cash Flows and Ratio analysis. US GAAP and
IAS concepts are emphasized. <EM>Tuesday-Thursday,
19.00-22.00.</EM> </SPAN></B><B><I><SPAN
style="FONT-SIZE: 10pt"><A
href="../WINDOWS/Application Data/Microsoft/Word/faculty.htm#Franczek"><SPAN
lang=EN-US style="mso-ansi-language: EN-US">Arthur
Franczek</SPAN></A></SPAN></I></B><B><I><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US">.</SPAN></I></B><B><SPAN
lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"></P></SPAN></B>
<P class=MsoNormal
style="MARGIN-BOTTOM: 12pt; MARGIN-LEFT: 35.7pt; TEXT-INDENT: -17.85pt; TEXT-ALIGN: justify; mso-margin-top-alt: auto; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt"><SPAN
lang=EN-US
style="FONT-SIZE: 10pt; FONT-FAMILY: Symbol; mso-ansi-language: EN-US; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol"><SPAN
style="mso-list: Ignore"><SPAN
style="FONT: 7pt 'Times New Roman'"><FONT face=Symbol
size=2> </FONT> </SPAN></SPAN></SPAN><B><SPAN
style="FONT-SIZE: 10pt"><A
href="../WINDOWS/Application Data/Microsoft/Word/websidetax.htm"><SPAN
lang=EN-US style="mso-ansi-language: EN-US">Managerial
Economics</SPAN></A></SPAN></B><B><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US">
<B><SPAN lang=EN-US
style="mso-ansi-language: EN-US">Applications of
microeconomic theory to business decision making
including pricing, demand estimation, cost analysis,
competitive and noncompetitive market structures.
<EM>Monday-Wednesday, 19.00-22.00.</EM> <EM><B><I><SPAN
style="FONT-SIZE: 10pt"><A
href="../WINDOWS/Application Data/Microsoft/Word/faculty.htm#Franczek"><SPAN
lang=EN-US style="mso-ansi-language: EN-US">John
Speir</SPAN></A></SPAN></I></B></EM></SPAN></B></P></SPAN></B>
<P class=MsoNormal
style="MARGIN-LEFT: 35.7pt; TEXT-INDENT: -17.85pt; TEXT-ALIGN: justify; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt"><SPAN
lang=EN-US
style="FONT-SIZE: 10pt; FONT-FAMILY: Symbol; mso-ansi-language: EN-US; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol; mso-bidi-font-weight: bold; mso-bidi-font-style: italic"><SPAN
style="mso-list: Ignore"><SPAN
style="FONT: 7pt 'Times New Roman'"><FONT face=Symbol
size=2> </FONT>
</SPAN></SPAN></SPAN><B><SPAN
style="FONT-SIZE: 10pt"><A
href="../WINDOWS/Application Data/Microsoft/Word/websidecontrol.html"><SPAN
lang=EN-US style="mso-ansi-language: EN-US">Operations
Management</SPAN></A></SPAN></B><B><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"><SPAN
style="mso-spacerun: yes"> <B><SPAN
lang=EN-US style="mso-ansi-language: EN-US">A survey of
production-related topics with which all managers should
be familiar, including inventory management, project
scheduling, quality assurance and
others.</SPAN></B><B><SPAN lang=EN-US
style="mso-ansi-language: EN-US"><o:p> <EM>Tuesday-Thursday</EM></o:p></SPAN></B></SPAN></SPAN></B><EM><B><SPAN
lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US">19.00-22.00
</SPAN></B><B><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"><B><SPAN
style="FONT-SIZE: 10pt"><A
href="../WINDOWS/Application Data/Microsoft/Word/faculty.htm#Franczek"><SPAN
lang=EN-US style="mso-ansi-language: EN-US">John
Speir</SPAN></A></SPAN></B></SPAN></B></EM></P>
<P class=MsoNormal
style="MARGIN-LEFT: 35.7pt; TEXT-INDENT: -17.85pt; TEXT-ALIGN: justify; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt"><B><SPAN
lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"><I><EM><B><I><SPAN
style="FONT-SIZE: 10pt"><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"><FONT
color=#000000><B><SPAN style="FONT-SIZE: 10pt"><B><SPAN
lang=EN-US style="mso-ansi-language: EN-US"><B><SPAN
style="FONT-SIZE: 10pt"><B><SPAN><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"><FONT
color=#000000><B><SPAN style="FONT-SIZE: 10pt"><B><SPAN
lang=EN-US style="mso-ansi-language: EN-US"><B><SPAN
style="FONT-SIZE: 10pt"><B><SPAN
style="FONT-SIZE: 10pt">
<A
href="../WINDOWS/Application Data/Microsoft/Word/market.htm"><SPAN
lang=EN-US style="mso-ansi-language: EN-US">Principles
of Marketing</SPAN></A></SPAN></B><B><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US">.
Provides an overview of the role of marketing in a
modern international
business. </SPAN></B></SPAN></B></SPAN></B></SPAN></B></FONT></SPAN><EM>
</EM>The latest materials and case studies are used in
this course. <EM>Monday-Wednesday
</EM>19.00-22.00.</SPAN><SPAN style="FONT-SIZE: 10pt">
</SPAN></B><B style="mso-bidi-font-weight: normal"><SPAN
style="FONT-SIZE: 10pt"><A
href="../WINDOWS/Application Data/Microsoft/Word/faculty.htm#Nastas"><EM>Tom
Nastas</EM></A></SPAN></B></SPAN></B></SPAN></B></SPAN></B></FONT></SPAN></P>
<DIV class=MsoNormal
style="COLOR: #3366ff; TEXT-ALIGN: justify; mso-margin-top-alt: auto; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; mso-margin-bottom-alt: auto"
align=justify><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"><FONT
color=#000000><B><SPAN style="FONT-SIZE: 10pt"><B><SPAN
lang=EN-US style="mso-ansi-language: EN-US"><B><SPAN
style="FONT-SIZE: 10pt"><EM>
</EM></SPAN></B></SPAN></B></SPAN></B></FONT></SPAN><SPAN
lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"><FONT
color=#000000><SPAN style="FONT-SIZE: 10pt"><SPAN
lang=EN-US style="mso-ansi-language: EN-US"><SPAN
style="FONT-SIZE: 10pt"> </SPAN></SPAN></SPAN></FONT></SPAN><SPAN
lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"><FONT
color=#000000><SPAN style="FONT-SIZE: 10pt"><SPAN
lang=EN-US style="mso-ansi-language: EN-US"><SPAN
style="FONT-SIZE: 10pt"> </SPAN></SPAN></SPAN></FONT></SPAN><SPAN
lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"><FONT
color=#000000><SPAN style="FONT-SIZE: 10pt"><SPAN
lang=EN-US style="mso-ansi-language: EN-US"><SPAN
style="FONT-SIZE: 10pt">
</SPAN></SPAN></SPAN></FONT></SPAN></DIV>
<P class=MsoNormal
style="MARGIN-LEFT: 35.7pt; TEXT-INDENT: -17.85pt; TEXT-ALIGN: justify; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt"></SPAN></I></B></EM></I><SPAN
style="mso-spacerun: yes">
</SPAN></SPAN></B></P><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"><FONT
color=#ff0000>
<H3 style="TEXT-ALIGN: center" align=center><st1:date
Year="2003" Day="21" Month="8"><I><U><SPAN lang=EN-US
style="FONT-SIZE: 12pt; mso-ansi-language: EN-US">Second
Summer Semester: July 4- August
19</SPAN></U></I></st1:date></SPAN></FONT></H3>
<P class=MsoNormal
style="MARGIN-BOTTOM: 12pt; MARGIN-LEFT: 35.7pt; TEXT-INDENT: -17.85pt; TEXT-ALIGN: justify; mso-margin-top-alt: auto; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt"><B><SPAN
lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US">
</SPAN></B></P>
<DIV class=MsoNormal
style="COLOR: #3366ff; TEXT-ALIGN: justify; mso-margin-top-alt: auto; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; mso-margin-bottom-alt: auto"><SPAN
lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"><FONT
color=#000000><SPAN
style="FONT-SIZE: 10pt; FONT-FAMILY: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol"><SPAN
style="mso-list: Ignore">
<SPAN
style="FONT: 7pt 'Times New Roman'"> </SPAN></SPAN></SPAN><B><SPAN
style="FONT-SIZE: 10pt"><A
href="../WINDOWS/Application Data/Microsoft/Word/corpfin.htm"><SPAN
lang=EN-US style="mso-ansi-language: EN-US">Corporate
Finance</SPAN></A></SPAN></B><B><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"> This
course is an introduction to allocation of capital
over
time, capital
<SPAN class=GramE>budgeting ,</SPAN> financial
management and other topics, using basic
mathematical models.<I>
</I><B><I><SPAN style="FONT-SIZE: 10pt">Tuesday-<SPAN
style="mso-spacerun: yes">Thursday,
</SPAN>19.00-22.00.</SPAN></I></B><B><SPAN
style="FONT-SIZE: 10pt"> <I><A
href="../WINDOWS/Application Data/Microsoft/Word/faculty.htm#Kontor">Konstantin
Kontor</A></I></SPAN></B></SPAN></B></FONT></SPAN><SPAN
lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"><FONT
color=#000000><B><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"><B><SPAN
style="FONT-SIZE: 10pt"><B><SPAN><FONT
face=Arial><STRONG><SPAN lang=EN-US
style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: Symbol; mso-ansi-language: EN-US; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial; mso-fareast-language: RU; mso-bidi-language: AR-SA"></SPAN></STRONG></FONT></SPAN></B></SPAN></B></SPAN></B></FONT></SPAN></DIV>
<DIV class=MsoNormal
style="COLOR: #3366ff; TEXT-ALIGN: justify; mso-margin-top-alt: auto; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; mso-margin-bottom-alt: auto"
align=justify> </DIV>
<DIV class=MsoNormal
style="COLOR: #3366ff; TEXT-ALIGN: justify; mso-margin-top-alt: auto; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; mso-margin-bottom-alt: auto"
align=justify><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"><FONT
color=#000000><B><SPAN style="FONT-SIZE: 10pt"><FONT
face=Symbol> </FONT><SPAN
style="FONT: 7pt 'Times New Roman'"><FONT
face=Symbol> </FONT></SPAN><B
style="mso-bidi-font-weight: normal"><U><SPAN lang=EN-US
style="COLOR: blue; mso-ansi-language: EN-US; mso-bidi-font-style: italic">Negotiations
and Dispute Resolution</SPAN></U></B><I><U><SPAN
lang=EN-US style="mso-ansi-language: EN-US">:<B>
</B></SPAN></U></I><B><SPAN lang=EN-US
style="mso-ansi-language: EN-US"><SPAN
style="mso-spacerun: yes"> </SPAN>This course
covers the theoretical and
practical aspects of negotiations and includes many case
studies and exercises.
A special feature
of this course is that 4 to 5 Law Students from the
</SPAN></B><st1:country-region><st1:place><B><SPAN
lang=EN-US
style="mso-ansi-language: EN-US">U.S.</SPAN></B></st1:place></st1:country-region><B><SPAN
lang=EN-US style="mso-ansi-language: EN-US"> will be
students in
this class. This creates opportunities for some cross
cultural
negotiation
exercises. <EM>Mon<B><SPAN
style="FONT-SIZE: 10pt">day-Wednesday<SPAN
style="mso-spacerun: yes">,
</SPAN>19.00-22.00.</SPAN></B></EM><B><SPAN
style="FONT-SIZE: 10pt"> <I><A
href="../WINDOWS/Application Data/Microsoft/Word/faculty.htm#Kontor">Vladimir
Lissniak</A></I></SPAN></B></SPAN></B></SPAN></B></FONT></SPAN><SPAN
lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"><FONT
color=#000000><B><SPAN style="FONT-SIZE: 10pt"><B><SPAN
lang=EN-US style="mso-ansi-language: EN-US"><B><SPAN
style="FONT-SIZE: 10pt"><B><SPAN><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"><FONT
color=#000000><B><SPAN style="FONT-SIZE: 10pt"><B><SPAN
lang=EN-US style="mso-ansi-language: EN-US"><B><SPAN
style="FONT-SIZE: 10pt"><B><SPAN
style="FONT-SIZE: 10pt"></SPAN></B></SPAN></B></SPAN></B></SPAN></B></FONT></SPAN></SPAN></B></SPAN></B></SPAN></B></SPAN></B></FONT></SPAN></DIV>
<DIV class=MsoNormal
style="COLOR: #3366ff; TEXT-ALIGN: justify; mso-margin-top-alt: auto; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; mso-margin-bottom-alt: auto"
align=justify><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"><FONT
color=#000000><B><SPAN style="FONT-SIZE: 10pt"><B><SPAN
lang=EN-US style="mso-ansi-language: EN-US"><B><SPAN
style="FONT-SIZE: 10pt"><B><SPAN><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"><FONT
color=#000000><B><SPAN style="FONT-SIZE: 10pt"><B><SPAN
lang=EN-US style="mso-ansi-language: EN-US"><B><SPAN
style="FONT-SIZE: 10pt"><B><SPAN
style="FONT-SIZE: 10pt"><A
href="../WINDOWS/Application Data/Microsoft/Word/market.htm"><SPAN
lang=EN-US
style="mso-ansi-language: EN-US"></SPAN></A></SPAN></B></SPAN></B></SPAN></B></SPAN></B></FONT></SPAN></SPAN></B></SPAN></B></SPAN></B></SPAN></B></FONT></SPAN> </DIV>
<DIV class=MsoNormal
style="COLOR: #3366ff; TEXT-ALIGN: justify; mso-margin-top-alt: auto; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; mso-margin-bottom-alt: auto"
align=justify><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"><FONT
color=#000000><SPAN style="FONT-SIZE: 10pt"><SPAN
lang=EN-US style="mso-ansi-language: EN-US"><SPAN
style="FONT-SIZE: 10pt"><EM> <STRONG> </STRONG></EM></SPAN></SPAN></SPAN></FONT></SPAN><SPAN
lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"><FONT
color=#000000><SPAN style="FONT-SIZE: 10pt"><SPAN
lang=EN-US style="mso-ansi-language: EN-US"><SPAN
style="FONT-SIZE: 10pt"><STRONG> <SPAN
style="FONT-SIZE: 10pt"><A
href="../WINDOWS/Application Data/Microsoft/Word/manact.htm"><SPAN
lang=EN-US style="mso-ansi-language: EN-US">Managerial
Accounting</SPAN></A></SPAN><SPAN><EM> </EM>Accounting
for costs with applications to managerial
decision making. This course reviews
such issues as Cost Allocation, Activity Based Costing,
Budgeting, Standard Costing, Just in Time Inventory and
many other topics. <EM>Tuesday-Thursday,
19.00-22.00. </EM><A
href="../WINDOWS/Application Data/Microsoft/Word/faculty.htm#Franczek"><EM><SPAN
lang=EN-US style="mso-ansi-language: EN-US">Arthur
Franczek</SPAN></EM></A></SPAN></STRONG><EM> </EM> </SPAN></SPAN></SPAN></FONT></SPAN></DIV>
<DIV class=MsoNormal
style="COLOR: #3366ff; TEXT-ALIGN: justify; mso-margin-top-alt: auto; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; mso-margin-bottom-alt: auto"
align=justify><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"><FONT
color=#000000><SPAN style="FONT-SIZE: 10pt"><SPAN
lang=EN-US style="mso-ansi-language: EN-US"><SPAN
style="FONT-SIZE: 10pt"></SPAN></SPAN></SPAN></FONT></SPAN> </DIV>
<DIV class=MsoNormal
style="COLOR: #3366ff; TEXT-ALIGN: justify; mso-margin-top-alt: auto; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; mso-margin-bottom-alt: auto"
align=justify><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"><FONT
color=#000000><SPAN style="FONT-SIZE: 10pt"><SPAN
lang=EN-US style="mso-ansi-language: EN-US"><SPAN
style="FONT-SIZE: 10pt"><STRONG><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt"><EM><U><FONT
color=#0000ff>Sales Management:
</FONT></U></EM></SPAN><SPAN>This course <SPAN
lang=EN-US
style="FONT-SIZE: 10pt; FONT-FAMILY: Arial; mso-ansi-language: EN-US; mso-fareast-font-family: 'Times New Roman'; mso-fareast-language: EN-US; mso-bidi-language: AR-SA; mso-bidi-font-size: 12.0pt"><FONT
face=Tahoma>covers both theoretical and practical
aspects of sales management, including topics such as
sales forecasting, demand forecasting, types of sales
and other sales issues. It is planned that this course
will have some highly qualified guest speakers on this
topic.</FONT></SPAN> <FONT
face=Tahoma>Monday-Wednesday</FONT><EM><U>
</U></EM></SPAN></STRONG><EM><STRONG><st1:time
Minute="0" Hour="19"><U><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt">7
pm to 10 pm</SPAN></U></st1:time><U><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt">,
Tom Nastas, Professor.</SPAN></U></STRONG><SPAN
lang=EN-US style="mso-ansi-language: EN-US">
<o:p></o:p></SPAN></EM></SPAN></SPAN></SPAN></FONT></SPAN></DIV>
<DIV class=MsoNormal
style="COLOR: #3366ff; TEXT-ALIGN: justify; mso-margin-top-alt: auto; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; mso-margin-bottom-alt: auto"
align=justify><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"><FONT
color=#000000><SPAN style="FONT-SIZE: 10pt"><SPAN
lang=EN-US style="mso-ansi-language: EN-US"><SPAN
style="FONT-SIZE: 10pt"></SPAN></SPAN></SPAN></FONT></SPAN> </DIV>
<DIV class=MsoNormal
style="COLOR: #3366ff; TEXT-ALIGN: justify; mso-margin-top-alt: auto; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; mso-margin-bottom-alt: auto"
align=justify><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"><FONT
color=#000000><SPAN style="FONT-SIZE: 10pt"><SPAN
lang=EN-US style="mso-ansi-language: EN-US"><SPAN
style="FONT-SIZE: 10pt"> </SPAN></SPAN></SPAN></FONT></SPAN><SPAN
lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"><FONT
color=#000000><SPAN style="FONT-SIZE: 10pt"><SPAN
lang=EN-US style="mso-ansi-language: EN-US"><SPAN
style="FONT-SIZE: 10pt"> </SPAN></SPAN></SPAN></FONT></SPAN><SPAN
lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"><FONT
color=#000000><SPAN style="FONT-SIZE: 10pt"><SPAN
lang=EN-US style="mso-ansi-language: EN-US"><SPAN
style="FONT-SIZE: 10pt">
</SPAN></SPAN></SPAN></FONT></SPAN></DIV>
<DIV class=MsoNormal
style="COLOR: #3366ff; TEXT-ALIGN: justify; mso-margin-top-alt: auto; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; mso-margin-bottom-alt: auto"
align=center><SPAN lang=EN-US
style="FONT-SIZE: 10pt; mso-ansi-language: EN-US"><FONT
color=#000000><SPAN style="FONT-SIZE: 10pt"><SPAN
lang=EN-US style="mso-ansi-language: EN-US"><SPAN
style="FONT-SIZE: 10pt"></SPAN></SPAN></SPAN></FONT></SPAN><SPAN
lang=EN-US
style="mso-ansi-language: EN-US"><STRONG><EM> </EM><FONT
color=#333399>
</FONT></STRONG></SPAN><B
style="mso-bidi-font-weight: normal"><SPAN lang=EN-US
style="FONT-SIZE: 11pt; COLOR: #333399; mso-ansi-language: EN-US">For
more information:<o:p></o:p></SPAN></B></DIV>
<P class=MsoNormal style="TEXT-ALIGN: center"
align=center><B
style="mso-bidi-font-weight: normal"><SPAN lang=EN-US
style="FONT-SIZE: 11pt; COLOR: #333399; mso-ansi-language: EN-US">call
at 438-1439, 438-0830; <A
href="http://www.aibec.org/">www.aibec.org</A>;
aibec@aibec.org</SPAN></B><SPAN lang=EN-US
style="COLOR: #333399; mso-ansi-language: EN-US"><o:p></o:p></SPAN></P></TD></TR></TBODY></TABLE></FONT></P>
<P class=MsoNormal style="TEXT-ALIGN: justify"><B><SPAN
lang=EN-US
style="COLOR: #333399; mso-ansi-language: EN-US"> <o:p></o:p></SPAN></B></P>
<P class=MsoNormal><SPAN lang=EN-US
style="COLOR: #333399; mso-ansi-language: EN-US"><o:p> </o:p></SPAN></P></TD></TR></TBODY></TABLE>
<P class=MsoNormal style="TEXT-ALIGN: center" align=center><B><SPAN
lang=EN-US
style="COLOR: #333399; mso-ansi-language: EN-US"><o:p></o:p></SPAN></B></P></TD></TR></TBODY></TABLE>
<P class=MsoNormal><SPAN lang=EN-US
style="mso-ansi-language: EN-US"><o:p> </o:p></SPAN></P></FONT></DIV></BLOCKQUOTE>
<P></P></BLOCKQUOTE>
<P></P></BLOCKQUOTE>
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